How to Get a Credit Score of 800 or Higher

Do you want to reach a credit score of 800 or higher? I’ve got six tips to help you reach that goal.

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When it comes to credit scores, it’s quite an achievement to reach one above 800.

Today, I’d like to give you six tips on how to reach this impressive score.

1. Always make payments on time. Whatever the bill is, paying things off on time will show that you are responsible and will help bolster your score.

2. Keep your account balances below 10%. To reach 800, keeping your account balances as low as possible will be a great help.

3. Limit how often you apply for different types of credit. Stacking up credit won’t make a positive impression on lenders.

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If you are patient and work hard at improving your credit, you’ll reach 800 before you know it.

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4. Diversify the ways you’re building credit. While you shouldn’t take on more than you can handle, this can be a good way to improve your score.

5. Commit to your credit. Building a good credit score isn’t an overnight process. Plan on having lines of credit open for, ideally, around 10 years. This will show you are reliable in a long-term sense.

6. Be consistent and patient. Like I said in the last point, it takes time to build up credit. If you are patient and work hard at improving your credit, you’ll reach 800 before you know it.

If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.